Are You She That He Findeth: Financially Stable?

Every wise woman buildeth her house: but the foolish plucketh it down with her hands (Proverbs 14:1).

What woman do you know that does not want a financially stable man? Every woman wants financial security. The average woman does not have to marry a rich man, but she wants a man to be able to provide the basics: shelter, food, and transportation - this does not apply to the very independent woman who does not WANT a man (emphasis on WANT). And yes, we can provide these things for ourselves, but when push comes to shove, we want to be able to look up to our man. We want to know that everything will be taken care of, when necessary.

Although, we want a spouse who is financially capable, someone who makes just as much or more money than us, but oftentimes, we fail to consider if we’re a good steward over the monetary funds that we have been blessed with. Just because we have the money to spend, doesn’t mean that we should be wasteful. Just because you can afford to shop at Neiman Marcus, does not mean that you should go on weekly shopping sprees if your bills are past due and your nest egg is empty. God did not bless us with good paying jobs so we can be wasteful and selfish. God will not send a God fearing man our way, to bring home his pay check and blow his hard earned money, trying to keep up with the Joneses. Practice being a wise spender. Following, are some budgeting tips for after-tax income from www.NoMoreDebts.org to help you manage your monthly salary and live within your means:

·        35% - Housing, rent, mortgage

·        5% - Utilities

·        10-20% Food, personal care, and baby needs

·        15 - 20% Transportation: gas, insurance, maintenance, parking, bus, or taxi

·        3 - 5% Clothing for all family members

·        3% Health care premiums, specialists, and over-the-counter

·        5 -10% Personal and discretionary: entertainment, recreation, eating out, and hobbies

·        5 -10% Savings: save money for expenses that don’t occur every month and for retirement

·        5 -15%  Debt payments: credit cards, car loans, and school loans

·        5 - 10 % Tithes or charity

Remember ladies, a wife is an asset, not a financial liability.


XOXO,

Jay


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